This week on “Your Money with David Hays” Estate Planning Attorney, Tom Bunger, will join David in studio to discuss the importance of proper estate planning. The duo will discuss how to title your accounts, arrange beneficiaries, and and answer the question do you need a Trust or a Will? Also, avoiding taxes, probate and how much can you give away and stay under the radar. In addition, David will give you the News and Questions of the week.