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Your Money

Every Thursday evening and Saturday morning, tune in for helpful financial and investment advice on Your Money with David Hays. From Comprehensive Financial Consultants of Bloomington, David provides useful financial information.

Hear Your Money with David Hays live Thursdays from 6-7 p.m. and a rebroadcast of the show every Saturday from 9-10 a.m.

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About David:

David Hays is the founder, president and senior consultant of Comprehensive Financial Consultants, Inc. (CFC) in Bloomington. His firm was chartered to deliver financial planning and investment advice to individuals, businesses, retirement plans and not-for-profit organizations.

CFC online

Official Website

This week David is joined by Eric Giesler and discusses retirement income options.

David is joined by Doug Hughes to answer mailbag questions and understanding long term health costs. Read more

This week on “Your Money with David Hays” – Tom Bunger, local Estate Planning Attorney will be on the show with David. What are the important documents you need and what are the mistakes you might make? Don’t disinherit your grandchildren without even knowing it! Hear what you need to know on Wills, Trust, Power of Attorneys and more!

This week on “Your Money with David Hays” -Doug Hughes fills in for David Hays and discusses the JP Morgan 2017 Guide To Retirement. Also Rod Holloway joins the program to talk about the markets.

This week on “Your Money with David Hays” – We will discuss leaving an inheritance of income and memories.  How do Baby Boomers think about inheritances, versus their Parents?  Learn how you can leave an inheritance that continues to make a difference over multiple  generations!

This week on “Your Money with David Hays” – Why with returns in the markets historically good, the average investor hasn’t even earned 3%? The answer… Investor Behavior! Listen in as David and Doug Hughes help you avoid making the mistakes of so many others when it comes to investing. Also, we discuss Annuities – why some hate them, why some love them – listen in to hear what they are and how they work, then decide.

This week on “Your Money with David Hays” – Jeff Levine, with Ed Slott and Company, will be on with David to explain, “What is a Fiduciary”? You will learn what questions should you ask your financial advisor before engaging them. Also, things you can do now to help your taxes this year!

This week on “Your Money with David Hays” – We will discuss understanding the Money Cycle – most people go directly from the accumulation phase, directly to the distribution phase (retirement) – but they skip a very important step, the “preservation stage”! How do you get ready to get ready when it comes to the Money Cycle? Tune in to find out!

This Week on Your Money with David Hays -Wayne Thacker and Ryan Belcher fill in for David, who is in Cleveland on assignment. Wayne and Ryan talk about stepping stones to a successful retirement including the importance saving early, paying yourself first and give you some ideas for side hustle.

This Week on Your Money with David Hays – If you pay taxes, learn what your share would be to pay off our National Debt – it will Shock you!  Also, learn more about the tax favored opportunities in the market and why some continue to be down on things they simply aren’t up on.  Doug Hughes will join David on this week’s program!

This week on “Your Money with David Hays” – author David McKnight of the Power of Zero is David’s guest.  Listen to David McKnight talk about the gathering storm that he says will cause taxes to more than double!!  Learn how you need to work towards avoiding this by getting into the zero % tax brackets during retirement! Hear about the history; learn the Techniques, Systems and Tools to avoid the largest expense in retirement – TAXES!

This week on “Your Money with David Hays” – it’s the Investment Show, with Eric Giesler and Rod Holloway of CFCI. What are economists saying about 2017, but more importantly, what are interest rates telling us about the direction of the economy? Also, we will review Bonds 101 and get back to the basics! 401K’s they’ve been around for 30+ years, are they doing for Americans what they were designed to do? Hear what the 401K pioneers have to say about it.

This week on “Your Money with David Hays” – outlooks for 2017 from major strategists, what they say and what weight, if any, you should put into it. Also, the Social Security Administration announces the trust fund will be exhausted by 2029, what does this mean for you and the future of benefits? This is the final show of 2016; January begins his 15th year doing radio – David is excited to bring it once again!

This week on “Your Money with David Hays” – a local employer is offering retirement packages/buyouts. We will discuss what to consider before you say yes! Also, how do Millennials look at money? What you hear might help you communicate better with your children or grandchildren; when it comes to money and finances. Lastly, David will do a segment on Retirement Planning for Singles.

This week on “Your Money with David Hays” – the Fed met with week, what did they do, but most importantly what did they say? Also, Medicare Basics and the rules on claiming Social Security; learn what you need to know about the different parts of both of these important programs. Lastly, legacy planning – have you ever considered leaving an inheritance of income stream, instead of cash? Learn how and why it’s catching on with the baby boomer generation!

This week on “Your Money with David Hays” – a lot of euphoria in the markets, how to avoid getting your emotions caught up into investing. Also, moving on with confidence, many feel anxious about new highs, how to stay focused. From Ed Slott: “Why you should do these 5 things before year end” – you won’t want to miss it!

This week on “Your Money with David Hays” – it’s all about the Ladies! Women many times are left out of the conversation about investing and finances. They are ignored by financial advisors and sometimes feel their opinion or feelings don’t matter. This Show is all about you! In the end Women outlive Men on an average of 5 years and with 50% of marriages ending in divorce (many after 25+ years), it’s just a matter of time before it’s in the laps of the Women to make decisions and choices.

David will talk about the challenges Woman face and how to begin getting involved and take charge. Here real stories from Women who have been pushed to the front-lines and what advice they would give to their younger selves if they could.

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